New Home

Top ten things you don't want to hear from your real estate agent when you go to 'close' on your new home . . . .

"I think unexplained crop circles add a unique flair to any home's garden."


"Actually, it's only the rear portion of the yard that overlaps the ancient Indian burial ground."


"Yes, the last owner did donate the house to the Hell's Angels, but I'm told that the judge has ordered them not to come within 50 feet of it."


"Listen, one bleeding mirror doesn't necessarily mean it's haunted."


"Your neighbor has assured me that, technically, they're not really 'killer' bees."


"Even if there was a full-scale mudslide, it's unlikely that it would reach as far back as your property."


"I read that it's quite common for roaches to grow that big even when not in the presence of radioactivity."


"Did you know that the famous punk band "Grave Robber" holds their practice sessions right next door?"


"Yes it's true that they died in the house, but the prosecutor was never actually been able to prove it was murder."


"Don't worry, you can barely hear the sheet metal factory at night."

good job girl because i noticed that you is putting out some really funny and great jokes and keep up the good work girl because i love them all and thanks for making me laugh because i should did need it and plus i had just gave you a star and take care.

2007-05-24 19:30:09 by

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My husband (25) and myself (27) had bought our first home (a nice townhouse) about three years ago. The townhouses in my area are already selling for about $30,000 more than what we had bought ours for. We just found this really nice ranch home we love, right across the street from my hubby's grandmother's home and my hubby actually knows the man who is selling it pretty well. Anyway, we're really interested in going ahead and purchasing this home. What are the steps to go about getting a new home. I remember how stressful it was to buy our first home - and that was half as bad, because we were just in an apartment before. So I'm really anxious and have no idea where to begin. Any advice? Thanks!
By the way, our townhouse is not yet on the market.
I'm scared of going ahead and planning on buying another home and then having my home end up not selling, etc.

It is possible to acquire a loan to buy that ranch house even though you currently own a home. You can finance it as a second or vacation home as long as you qualify for the loan. If you have equity in your home and want to use it as a down payment, then a bridge loan might be the answer. A bridge loan allows you to pull equity out of your existing house for the purposes of buying another house. Usually, the payments are escrowed so there are no out of pocket payments for 6 to 9 months. After that period the loan is due in full. What I suggest you do is sell the townhouse first before entering into a purchase contract or at least have a qualified buyer commit to buy your townhouse. I have seen this dream turn into a nightmare for so many people. They find a house they want and buy it thinking that they will sell thier present property with no problem. Months later, they can't sell the house no matter what they do, and they are stuck making two mortgage payments that is crippling them financially. Unfortuantley its a scenario I see alot. I have one client that owns 6 properties that he can't sell. His wife left with the kids and she filed for divorce.

Talk with a real estate professional that is familiar with the buying trends in your area. There are many real estate agents but most of them are just salemen that are looking for a commission and aren't worried about your financial future. If the real estate agent is honest, they will tell you how long it is taking for similar properties to sell in your area. I have seen properties stay on the market for over a year but that will depend on whats going on in your neck of the woods. I know you may want to jump on the house right away but having some emotional intelligence will be important. Think about what your current bills are and ask yourself if you could afford another mortgage payment and for how long. If you can't afford the worse case sceanrio, then you may want to make sure your townhouse sells before you get into that ranch house.

Hope this helps.

Mortgage and Finance Professional 8 years.

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My friend hired someone to do her taxes but he is not doing them very well. Didn't ask her about her itemized deductions, etc. Ok, so now on to the new windows. Used the sales tax from the invoice to deduct on the worksheet for the general sales tax. Big uncertainty here is this: Can she take the energy credit for the windows on her home even though she uses that same home as an in home daycare?

Her home is a daycare? I'm unsure of how that would work. There would be several other questions I'd have to ask to determine the status of her home and/or business.

2008-03-09 21:40:51 by Jaynee W

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Recently moved in to a newly built home in a rural area, right next to a busy road.

Recently I've noticed weirdos stopping in front of my home and taking photographs of my property. When I go outside to let them know I can see them, they take off.

At nights, there are strange cars parked on the road with their headlights on near my home.

I have expensive new cars parked on my property so I am thinking they are planning to carjack them or rob my home.

So far I've:

Installed a fence around the property.
Got a large dog that bark at strangers and will bite if they happen to jump the fence

Which is the best wireless security camera that works in the total darkness (there are no street lights here) and that can be broadcast on the Internet?

I have a chain linked fence only, so what can I do so they can't see throught it?

Any other ideas?

Ask your fencing professional about privacy fencing. It will allow your property to be fenced in such a way that people cannot see in. You need to install a security system immediately even if you decide to install one without cameras. At least your house will be protected if someone were to break in. Some security companies can even install a secure gate entry system (not the actual gate, but alarms will go off if the gate is opened and the alarm is engaged).

2006-09-14 12:08:34 by BRUUUUSKI

Say, you have a home that you still owe $$ on.....You want to sell this house and buy a new one. Would you take the money you get for selling your current home and put that toward paying off your current home....being left with only the mortgage payments on the new home.

What most people do is they put their current house up for sale and go and look at homes to buy.

They schedule both closings (the sale of the old home and the purchase of the new home) to happen at the same time. I have arranged this a thousand times. There is stress involved because you worry if one closing has a hitch.

If you can afford to own both homes at the same time you can buy your new home first. If you can live with friends or relatives you can sell your old home first.

2008-02-22 10:07:42 by BRad G